> For the complete documentation index, see [llms.txt](https://docs.unlockd.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.unlockd.finance/protocol-mechanics/liquidity-pools/idle-liquidity-booster.md).

# Idle Liquidity Booster

When liquidity is deposited into Unlockd pools, it serves as the source of funds for borrowers accessing loans. 

However, there are instances when the utilization rate is low, resulting in idle liquidity within the pools. 

To maximize the potential of this idle liquidity, Unlockd has introduced the Idle Liquidity Booster. Through this program, the idle liquidity is routed towards the most secure and trusted protocols in the DeFi landscape, engaging in ultra-low-risk farming strategies via the AI-powered maxAPY protocol.

{% embed url="<https://app.maxapy.io>" %}

The additional yield generated from these strategies is mainly utilized to **boost the yield accrued by lenders when the utilization rate is low**. This ensures that lenders benefit from increased returns on their deposited funds .&#x20;

Additionally, this extra yield will also be directed towards **reducing the interest paid by borrowers**, providing them with a cost-saving advantage when repaying their loans, when the utilization rate grows.

<table><thead><tr><th width="263">Utilization Rate</th><th>Reduced Interest for Borrowers / Boosted Yield for Lenders</th></tr></thead><tbody><tr><td>0%</td><td>100% | 0%</td></tr><tr><td>10%</td><td>77.78% | 22.22%</td></tr><tr><td>20%</td><td>55.56% | 44.44%</td></tr><tr><td>30%</td><td>33.34% | 66.66%</td></tr><tr><td>40%</td><td>11.12% | 88.88%</td></tr><tr><td>45% (Optimal UR)</td><td>0% | 100%</td></tr><tr><td>50%</td><td>0% | 100%</td></tr><tr><td>60%</td><td>0% | 100%</td></tr><tr><td>70%</td><td>0% | 100%</td></tr><tr><td>80%</td><td>0% | 100%</td></tr><tr><td>90%</td><td>0% | 100%</td></tr><tr><td>100%</td><td>0% | 100%</td></tr></tbody></table>


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://docs.unlockd.finance/protocol-mechanics/liquidity-pools/idle-liquidity-booster.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.